Blog | Linda Hoover

What is APR? Mortgage basics

When searching for a mortgage, many homeowners might wonder: “What is APR?” Mortgage loans have interest rates, but also other costs - this is where the annual percentage rate (APR) comes into play.But what exactly does APR mean, and why does it matter for mortgages? Here is a basic guide ...

A homeowner’s guide to dwelling coverage

Dwelling coverage, also called dwelling insurance, is part of every standard homeowners insurance policy. Dwelling coverage concerns the physical structure of your home, and can help you recoup financially if it’s damaged. While most homeowners insurance policies include dwelling coverage, it can be confusing to determine what sort of damaging ...

Why Bargain Hunting is a Bad Idea

It seems like every month there is a new website offering deals on everything from electronics to travel. In fact, the “coupon industry” is booming. This trend has conditioned people, more than ever before, to look for bargains and become determined to pay well below the market price for merchandise. There’s ...

What Neighborhood Amenities Matter Most to You ?

Photo by Engin Akyurt via Pixabay When you choose a private community, you likely do so because of some of the more visible amenities -- the pool, tennis courts and clubhouse are difficult to miss. Which amenities matter most to you -- and which are just nice additions? A look at ...