Blog | Linda Hoover

Should You Get a Pre-Sale Home Inspection?

Unless you’re in a seller’s market where you can expect many offers, quickly, it might make sense to get a pre-sale home inspection. It can give your listing a competitive advantage. What is it? It’s simply a professional inspection you get done on your own home. Assuming only a few inconsequential issues ...

What is APR? Mortgage basics

When searching for a mortgage, many homeowners might wonder: “What is APR?” Mortgage loans have interest rates, but also other costs - this is where the annual percentage rate (APR) comes into play.But what exactly does APR mean, and why does it matter for mortgages? Here is a basic guide ...

A homeowner’s guide to dwelling coverage

Dwelling coverage, also called dwelling insurance, is part of every standard homeowners insurance policy. Dwelling coverage concerns the physical structure of your home, and can help you recoup financially if it’s damaged. While most homeowners insurance policies include dwelling coverage, it can be confusing to determine what sort of damaging ...

Why Bargain Hunting is a Bad Idea

It seems like every month there is a new website offering deals on everything from electronics to travel. In fact, the “coupon industry” is booming. This trend has conditioned people, more than ever before, to look for bargains and become determined to pay well below the market price for merchandise. There’s ...